Your build money deserves better than suitcases and middlemen. Here is the safe route your funds take, from your bank abroad to the escrow account — and why, on PontBat, not one dinar leaves without proof.
General information article: foreign exchange rules evolve, and your bank remains your reference contact.
Every dinar follows a traceable, documented path. At no point do your funds pass through anyone's pocket.
From your account abroad (EUR, USD, CAD…), you transfer the funds through official banking channels, in compliance with Tunisia's foreign exchange regulations (BCT). Traceable end to end: no cash, no middleman, no “arrangement”.
Identity verified and source of funds documented before any deposit: the KYC/AML check is blocking. Until it is complete, no money comes in — it protects you as much as it protects the platform.
Your funds land in a dedicated, ring-fenced escrow account, separate from the operating cash of every party — platform included. The company knows the money exists; nobody can touch it.
Money only leaves milestone by milestone, after the 4 locks: milestone reached, on-site check, your approval, invoices reconciled. Nothing else triggers a payment — never someone's word, never an emergency.
Four habits, still widespread, that turn a life project into a dispute with no evidence.
Your money waits in escrow, visible but untouchable: the company knows it exists and works with peace of mind — you know it will only leave after verification.
Build amounts are in dinars; equivalents in your currency are displayed for guidance only (indicative rate of 3,35 TND to the euro). The platform is never a counterparty to currency exchange.
Four combined mechanisms, designed so the worst-case scenario stays a scenario.
A dedicated account, separate from every party's operating cash. On our demo build Villa Yasmine (450 000 TND, 8 milestones), 63 000 TND wait there, protected, for the next milestones to be verified.
5 to 10% of every payment stays in escrow until final acceptance: enough to fund the repair of defects if the company fails to fix them itself.
The company commits its own bank to the proper completion of the works: if it abandons the site, the guarantee is called. Your security no longer rests on its word alone.
Every movement of money, every approval, every document is written into a chained audit log: nothing erasable, nothing silently editable. The proof exists — for you, and for a judge if needed.
Escrow, verified milestones, vetted professionals: the guarantees described in this article are built into the platform — not promised on paper.